Are you still looking for car insurance for new drivers? Well, you might want to type in your Zip Code above. This website will provide you a thorough car insurance rate comparison in your state within minutes. Because you are new in driving, expect that you don’t get the same insurance policy rate with older drivers. Insurance companies rarely offer a cheap price to new drivers like you because you have higher chances of getting into an accident. But getting paying $3,000 annually for your policy is extremely overpriced. It’s unfortunate for you to belong to this kind of hazardous group.

Even if you are older than 25 years old, you are still not exempted in getting more expensive car insurance. You belong to the same category with the younger drivers. However, that doesn’t stop you from getting lower cost of car insurance. Here’s how you can get car insurance without putting a hole in your pocket.

1. Make it a point to have a clean driving record. You will be able to get a cheaper rate for your rating class. Let’s say you have a teenager who just got her driver’s license. It’s best if you guide her and be a good example when it comes to driving. You will be able to avail cheaper dividends later on because your kid has a clean driving record.

If you want, you could also advance your training in driving by making use of online resources. There are internet based programs that could help improve your driving skills. You also have the option to undergo a defensive driving course. Get a defensive driving course so you will be able to avail discount on your car insurance premium.

2. The rate of your car insurance depends on the car that you are driving. Cheaper cars mean that you can avail cheaper insurance coverage. Mini vans or other four door cars cost lesser. These cars are more secure when it comes to accidents. Don’t expect that light and small cars to have cheaper premium costs even if they could help you save in your gas mileage.

Slightly older and heavier cars will give you the cheapest insurance premiums. Luxurious cars, high performance and sports cars are the kinds of cars you want to avoid. They have higher insurance premium rates.

3. There are policy discounts offered by insurance companies. Students with above average grades in school are given about 10% discount in their insurance. Drivers that had safety features installed in their cars are also offered discounts.